FAQ 170: Vesting--Formula for partially paid out participant Problem: I have a small vesting issue: Beg bal 17352.20Earnings 1061.71Distrib -6940.88End bal 11473.03 Vest % 60Vest bal 3824.34 I calculate that it should be 11473.03 + 6940.88 = 18413.91 x .6 = 11048.35 - 6940.88 = 4107.47 I don't show other distribution activity for her. Is there somewhere else I should look to see how the system is coming up with a vested amount of 3824.34? Solution: There actually is a formula when a person is terminated and partially paid out. Here's the formula: Ending Balance+ Prior Distribution- Current Interest= Net Balancex Vesting Percentage= Vested Balance- Prior Distribution= Vested Balance used in earnings allocationx Current Interest/(Net Balance - Prior Distribution)= Earnings attributable to Vested Balance+ Vested Balance used in earnings allocation = Vested BalanceSo the calculation in this case would be:Ending balance 11,473.03+ withdrawal + 6,940.88- current interest - 1,061.71 ___________Net balance 17,352.20% vested 60% ___________Vested balance 10,411.32- withdrawal - 6,940.88 ___________Vested bal. for earnings 3,470.44x earnings x 1,061.71/ (net bal-withdrawal) / 10,411.32 (17,352.20 - 6,940.88) ___________Earnings attrib. to vested 353.90Vested balance for earnings 3,470.44 ___________Vested balance 3,824.34