FAQ 281: ADP--Projected test--Disaggregated test not projecting contributions

Problem: We are currently running a projected test for the attached plan. When you run it projected and not disaggregated, the compensation and contributions project correctly. However, if you run it on a disaggregated basis, the compensation projects correctly, but the contributions do not project.

Solution: Check the Plan Limits (PLNLIMIT) screen in the plan specs. The projected ADP routine limits the projected contribution to the percentage shown on this screen. In this case, several employees had deferred more than the plan limit as of the current valuation date, so the program didn't project any more deferrals for them. If this amount is incorrect, or you want the projection module to ignore plan limits, change the plan limits maximum percent field(s) to 100%.