FAQ 420: ADP--Borrow from the ACP to the ADP

Problem: My plan is failing the ADP and passing the ACP. I want to borrow from the ACP match money to help my ADP percentage. Please let me know how to set this up.

Solution: When running the ADP/ACP Test, select the option "Borrow from ACP to solve ADP" under the Corrections tab. When the option is selected, the system will borrow/shift NHCE "ACP Borrowed %" and added it to the NHCE ADP "STD Pass %". The borrowing of the NHCE ACP percentage will only occur if the ACP test Passes and there is a surplus of NHCE percentage to borrow/shift to the ADP NHCE percentage. The borrowing from ACP will only occur if it can Pass ADP, not lessen the ADP failure. The option will only enable if the plan uses the same testing method for ADP and ACP tests and the Vesting for Match must be "0 - 100% Immediate".